Although the use of cards and online transactions are becoming more and more popular it is still necessary to use cash. At some point in our week, it is necessary that we have to go to the ATM to get money.
Money withdrawal considerations
What may seem like a very simple activity may be interrupted by several factors. As they could be insecurity, electronic failures, forgetfulness, scams or accidents. For all those reasons, you should be careful when you have cash.
We have given ourselves the task of listing the safest ways to get money out of the cashier.
Protect the PIN
The personal identification number is a mix of numbers that you use to access your card at ATMs or when paying at establishments. Of course, you should avoid at all costs sharing it with other people and try to change it constantly, at least every 3 months.
Fortunately, some ATMs have devices that cover the keyboard at the time you are entered numbers. In any case, you can use your hand to cover it. All this can be of help in case the cashier has hidden cameras.
Check the surroundings
Especially when it comes to getting money in a public place, it is not enough to check your surroundings. It is important that you go places crowded with people, have good lighting and are not in alleys or places with difficult access.
Once you check the surroundings and you are safe, it is not too bad that you also check the condition of the machine. Do not have devices added mysteriously or forced. Also that the slots where the card comes in or the money comes out are not modified or have extra gadgets.
Check This Out: What You Should Know Before Getting a Credit Card
Wearing eye-catching clothes and walking the public way clumsily and unkindly can make you draw attention to unwanted people. They might consider him an easy target if they see that he is going to an ATM to get money. Avoid distracting yourself by using your cell phone or by taking extra time to store money in your wallet or purse.
Do not forget your belongings
There are many occasions when people forget the card at the cashier or even their purse or wallet. Always check that you carry everything with you. Some banks and ATMs have implemented an alarm signal in case your card has not been removed, it could be a light or sound, however, it does not exist everywhere.
Protection against accidents
Most banks and financial institutions offer the option of being able to recover your money in the event of theft or loss, as long as you report it immediately. It is important that you keep an eye on all your movements so that everything is in order.
Some banks and financial institutions offer insurance, but it is usually included in the handling fee of the card if it is credit.